How To Remove A Bank Account From Paytm
How to Delete Primary Bank Account in Paytm and Create a New Bhim UPI ID#deleteprimaryaccount #deletepaytmaccountQueries Solved: how. Remove a payment method by completing the following instructions: Go to 'Profile' Tap 'Payment Methods' Tap your payment method (this should appear on your app as the digital image of your card) On the top right-hand corner of your digital card, you should see a small trash can icon; Tap the trash can icon, and tap 'Remove Card'.
Paytm is an E-wallet that is widely used all over India for electronic payments. Integrating your bank account with Paytm helps in instant UPI money transfers. While this mode of payments saves time and effort, it may not be that safe.
In the article, we will see how to remove Bank account from Paytm. The steps mentioned below will work for both Android and iOS device.
Paytm provides a feature where you can link your Bank account to Paytm account. You can securely check your account balance or transfer money to your friends and family via your Bank account using Paytm.
As there are lesser layers of security when compared to using the banking App, there is a bit of risk in adding your Bank account to Paytm. Also, there is a high possibility that the person hacks into Paytm and misuse the app for his benefits.
With all the security in place, no one can guarantee that theft will not happen. So if you are still looking for how to remove your bank account from Paytm, then continue reading.
Paytm now does claim that they have launched an App password feature, which will ensure that the money in your Paytm wallet is safe even if you lose or misplace your phone. Paytm also is PCI DSS compliant, which means that it is highly secure, and it does not store customer sensitive information.
How to Remove Bank Account from Paytm Easily
The Paytm app is available for both iOS and Android devices on the iOS App Store and Google Play Store, respectively.
Your bank account will add under the UPI section of Paytm. While the UPI mode of payment is secure, it also comes with its fair share of problems. By deleting your bank account, you will also deregister your UPI profile from Paytm.
Before we move on to the steps, there is one point to be noted. If you have two bank accounts linked to Paytm, you will be able to delete one of those two. If there is only one bank account linked and you try to delete it, you will get an error message like “Primary Bank Account for UPI ID cannot be deleted.” If you get this alert, as shown in the screenshot below, you will have to deregister your UPI profile to delete the bank account.
Let’s take a look at How to Remove Bank Account from Paytm on iOS or Android devices via two different methods.
The steps to remove your primary bank account from Paytm will be the same irrespective of whether you use an Android or iOS device. The below steps will guide you through the process.
Steps to remove Bank account from Paytm App – Method 1
Follow below steps on How to Remove Bank Account from Paytm:
- Log in to the Paytm application on your iOS device.
- Tap on UPI Money Transfer that appears on the top of the page.
- Tap on the settings icon at the top of the page.
- The Money Transfer Setting page will open up, Under “Default bank account to receive or send money” you will see a list of linked bank accounts. The page will appear similar to the screenshot below.
- Select the account that you want to delete. Tap on Remove Account.
- You will see a pop-up to confirm if you want to delete this bank account. Tap on Confirm.
If you get an alert, “Primary Bank Account for UPI ID cannot be deleted.” Tap on the three dots at the top of the page, then Tap on Deregister UPI Profile. After you deregister the profile, you will be able to delete the bank account.
Steps to remove Bank account from Paytm App – Method 2
- Log in to the Paytm application on your iOS device.
- Tap on the profile icon at the top left corner of the app.
- Tap on settings.
- Tap on Manage cards and bank accounts for making payments.
- Tap on the account that you want to remove.
- Tap on Remove Account.
In Conclusion
I hope you got the right guide on how to remove a bank account from Paytm. If you are stuck in any of the steps, leave a comment in the section below, we will help you.
How To Remove Primary Bank Account From Paytm Upi
Note that removing or unlinking your bank account from the Paytm application will also remove the UPI payment methods. You will no longer be able to make UPI payments.
If you still have issues while removing your Bank Account from Paytm you can contact Paytm Customer Support for further related queries.
We cannot say if the decision to remove the bank account from Paytm is the right decision or not. It’s more of a personal preference. Some people prefer to keep their accounts not linked to anywhere to maintain security and avoid threats. Whatever you’re decision is, it’s the right one for you.
Thanks for reading.
Paytm UPI is a new way to send money from one bank account to another bank account. You just need to link your Bank account with Paytm UPI and then start sending money to any Bank account or UPI ID which is linked with the person’s Bank account.
You can also pay online directly from your account to any e-commerce website using UPI address which linked with your bank account, so you don’t need login net banking or enter Debit card or credit card details.
If you already registered your Bank account with Paytm UPI and want to deregister your UPI profile from Paytm then follow these easy steps mentioned below.
You just need to delink your Bank account from Paytm to deactivate your UPI profile.
Before you start, please note that all your UPI transactions history, UPI address and all information removed from your Paytm UPI profile. One more thing is that you can not create the same UPI address after deleting your account.
How To Remove Bank Account From Paytm Money
Delete Paytm UPI Account
If you are using another UPI application and wish to remove Paytm UPI account then here are steps:
Step 1: Login to Paytm application and tap on UPI section.
Step 2: Next screen you can see your UPI account (Linked bank account and UPI ID). Simply tap on three vertical dots on the top (right side) as you can see below screenshot. You can see now “Deregister UPI Profile” option, tap on it.
Now confirm your request and tap on OK.
Done! your Paytm UPI account deleted successfully.
You can again link your Bank account and Create UPI profile but all previous account information cannot be retrieved. If you are deleting your account to change UPI address then let me tell you can change Paytm UPI address without deleting the account, follow this process:
Paytm Wallet To Bank Account
- Related Article:How to Change Paytm UPI address
How to re-activate again?
If you wish to re-activate your UPI profile in Paytm then you just need to verify your mobile number again. After re-activate UPI profile, your bank account linked with Paytm UPI will be restored.
- Tap on UPI section in Paytm
- You can see the re-activate option, tap on it.
- Now your mobile number will be verified by sending an SMS.
- After verification, your bank account will be restored.